Branch Credit Manager- NBFC/Financial Services - 4+ Years – Aligarh/ Firozabad

Location: Firozabad
Discipline: Strategy & Operations
Job type: Permanent
Contact name: Ronil Goyal

Contact email: ronil.goyal@crescendogroup.in
Job ref: 40829
Published: 3 days ago

Location – Aligarh/Firozabad

We are hiring for a Branch Credit Manager having an experience of 4+ years in creditworthiness and underwriting.

Your Future Employer- One of the biggest NBFC and Financial service company across the county.

Responsibilities-

  1. Evaluate credit proposals for financial, business, and industrial risk. Assess promoter’s track record and creditworthiness for loan decisions.

  2. Analyze financials to assess short-term and long-term solvency, and liquidity, and ensure acceptable bounce rate and delinquency standards.

  3. Ensure approval rate and TAT compliance, and maintain satisfactory monthly branch audit scores.

  4. Conduct customer meetings to evaluate credit proposals, assess financial stability, discuss terms, and finalize vendor management decisions.

  5. Ensure compliance with repayment instrument replenishment for consistent EMI payments, enabling effective PDD tracking and timely closure.

Requirements-

  1. Having a Bachelor’s degree with a Master’s degree is preferred.

  2. Should have a minimum 4 years of experience in underwriting/credit experience.

  3. Good knowledge of portfolio metrics is required.

  4. Having excellent interpersonal skills in order to promote team spirit and enthusiasm in an effective manner.

What is it in for you-

  1. Good opportunity to work in an organization having its presence across the nation.

  2. Helps in fostering your skills and will become you more effective.

  3. Cultivating new skills which will help you to work in a fast-paced environment.

  4. Great work culture with strong organizational ethics.

Reach us - If you think this role is aligned with your career, kindly write me an E-Mail along with your updated CV on ronil.goyal@crescendogroup.in for a confidential discussion on this role.

Disclaimer - Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status.

Note- We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated.

Profile Keywords –  Branch Credit Manager,  Credit Worthiness, Underwriting, Operations, Loan Disbursement,  KYC , TAT, Financial Compliance, Loan Repayment