Credit Analysis – Wealth Management (Private Banking) – 9+ Years – Bangalore

Credit Analysis – Wealth Management (Private Banking) – 9+ Years – Bangalore

Are you a seasoned Credit Risk professional with deep expertise in Private Banking and Wealth Management? We are looking for a senior leader to drive credit decisioning, portfolio oversight, and LTV governance for high-value private banking transactions. This is a strategic opportunity to influence risk-return frameworks, assess complex structured lending deals, and partner with top-tier financial institutions in shaping robust wealth credit solutions.

Location: Bangalore

Your Future Employer: A leading global analytics and risk advisory organization partnering with top-tier banks and financial institutions worldwide. The organization is known for its strong governance frameworks, advanced risk methodologies, and domain leadership in Wealth Management and Private Banking advisory.

Responsibilities

1. Monitor and manage Private Banking credit portfolios across segments and booking locations.
2. Assign standard and non-standard Loan-to-Value (LTV) ratios across wealth products including bonds, equities, structured products, managed investments, and derivatives.
3. Assess and provide credit opinion on complex structured private banking transactions.
4. Ensure integrity of risk-return decisions aligned with defined risk appetite and governance standards.
5. Strengthen credit processes, improve operational efficiency, and enhance risk frameworks.
6. Ensure adherence to regulatory standards including KYC/AML, CDD, EDD, BSA, and fair lending guidelines.
7. Present material risk exposures to governance committees and senior stakeholders.
8. Collaborate with business development teams to drive market outreach and support RFP/RFI initiatives.
9. Contribute to franchise development through thought leadership (white papers, webinars, industry notes).

Requirements

1. MBA / CA / CFA (Mandatory)
2. 9+ years of experience in Wealth Management / Private Banking credit risk.
3. Direct exposure to Lombard lending and LTV assignment.
4. Strong understanding of private banking asset classes, volatility assessment, and structured credit products.
5. Experience in portfolio risk monitoring and governance reporting.
6. Strong regulatory and compliance knowledge (KYC/AML/BSA frameworks).
7. Ability to deliver independent credit judgment under tight timelines.
8. Excellent stakeholder management and communication skills.

What’s in it for You

1. Opportunity to operate at a senior strategic level in Private Banking credit risk.
2. Exposure to complex, high-value wealth transactions.
3. Interface with global banks and senior decision-makers.
4. Influence portfolio governance and risk architecture.
5. Platform for thought leadership and domain recognition.

Reach Us: If you feel this opportunity is well aligned with your career progression plans, please feel free to reach me with your updated profile at Rahul.paul@crescendogroup.in

Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging and memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Note : We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated.

Profile Keywords: Private Banking Credit Risk, Wealth Management Lending, Lombard Lending, Loan-to-Value (LTV), Secured Lending, Portfolio Risk Management, Structured Credit, Risk Governance, Credit Committee, KYC AML Compliance, BSA, Volatility Assessment, Asset-Based Lending, Risk Advisory, Private Bank Credit.