Credit Risk Modeling - ML - 4+ Years - Noida/Bangalore

Credit Risk Modeling - ML - 4+ Years - Noida/Bangalore

Summary – We are looking for a highly analytical professional with strong expertise in Credit Risk Modeling and Machine Learning. The role focuses on designing, developing, and enhancing predictive models that support credit decisioning, portfolio risk management, and regulatory compliance. Candidates with ML experience in the banking or lending domain will also be considered. 

Your Future Employer – IT is a leading analytics and digital solutions organization that partners with global clients across industries to transform data into meaningful business outcomes. The company focuses on analytics, AI, data management, and digital transformation solutions.

Responsibilities  

Develop, validate, and deploy credit risk models including PD, LGD, EAD, underwriting scorecards, early warning, and collection models

Build machine learning models for credit decisioning, risk segmentation, fraud detection, and default prediction

Perform data exploration, feature engineering, and model evaluation on large financial and customer datasets

Collaborate with product, underwriting, engineering, and compliance teams for production deployment

Monitor model performance, stability, and drift, and recommend improvements

Ensure compliance with model governance, validation, and regulatory standards

Prepare detailed model documentation, assumptions, and performance metrics

Support regulatory audits and internal risk reviews

What is in for you- 

Stable and growth-oriented work environment

Opportunity to work on high-impact analytics projects

Exposure to enterprise-level reporting and analytics use cases

Continuous learning and professional development opportunities

Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on    Simran.bhatia@crescendogroup.in   for a confidential discussion on the role.  

Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status.  

Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated.  

Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! 

Keywords –Credit Risk Modeling, Machine Learning, PD LGD EAD, Credit Analytics, Risk Modeling, Python, SQL, Banking Analytics, Retail Lending, IFRS9, Basel, RBI, Fraud Modeling, Delhi NCR, Bangalore, Immediate Joiner, Risk Analytics