Sr. Analyst - Commercial Underwriting

Location: Pune
Discipline: Banking & Finance
Job type: Permanent
Contact name: Prachi Batta

Contact email:
Job ref: 39146
Published: about 1 year ago

Sr. Analyst / Analyst – Commercial Underwriting- Pune – 2+ years

Looking for a professional with minimum experience of 2 Years related to Merchant Underwriting and/or Commercial Lending


Location: Pune


Your Future Employer: Specialized in developing data products leveraging alternative data sources and providing servicing support to our clients in financial services sector.




  1. The customers of the client (acquirer) are businesses that accept credit cards (merchants), and you will be required to conducting financial review of the high-risk accounts.
  2. Analyze financial and bank statements to assess credit worthiness.
  3. Ability to perform financial assessments (growth trends, efficiency ratios, cash flow generation, burn rate, debt levels, overall liquidity), interpreting financial performance, competition comparison, and assessing credit exposure.
  4. Identify trends and validates potential larger impact to portfolio for further escalation.
  5. Research the company information on the internet and gather all relevant information for the purpose of underwriting.
  6. Evaluate the risk of default of the customers and work with the senior underwriters based in the USA to mitigate the risk.
  7. Monitor and investigate merchants’ credit card processing activities using internal and external Risk monitoring tools.
  8. Write a credit memo based on your analysis and provide a recommendation on the risk and mitigation measures.




  1. 1.Bachelors or Masters qualification in related field like accounting, economics, business management, statistics, etc. 
  2. Proficient in MS Office.
  3. Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.
  4. Good communication skill, with proficiency in English and to be able to communicate with the US based client directly.
  5. Ability to work independently with minimum guidance


What is in it for you?


  • Fast track career growth.
  • Flexible benefits packages to suit your needs and lifestyle.


Reach Us:

If you think this is the right opportunity for you, feel free to apply or forward your application with your updated resume at for further discussions.


Disclaimer: Crescendo Global is an ISO 9001:2015 certified Leadership Hiring consulting arm of Crescendo Group with expertise in mid to senior level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, colour, origin, gender, sexual orientation, age, marital status, veteran status or disability status.


Note: We receive a lot of applications daily, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated.


Profile Keywords - Crescendo Global, Crescendo, Merchant Underwriting, Commercial Lending, MS Office