Commercial Credit (4+ years)

Location: Gurgaon
Discipline: Credit Risk, Banking & Finance
Job type: Permanent
Contact name: Ankit Bhatia

Contact email:
Job ref: 37488
Published: about 1 year ago

Credit Appraisal – Commercial Credit: 4+ Years

A varied role for professionals having at least 4 years of experience in Credit Appraisal, Credit Rating, Credit Underwriting, Financial Statement Analysis and Report Writing.

If this sounds exciting, apply with us!!!

Location: Gurgaon

Your future employer:

A leading Multinational company into Business Process Management (BPM) services having strong foothold in the industry.


  • Analysis of financial statements of companies and individuals for credit appraisal process

  • Detailed Borrower Analysis - Includes Ability to make loan repayments, financial spreads of borrower and guarantor, Covenant testing, collateral valuation

  • Normalizing the financial statements and arriving on the true profitability figures

  • Working on assigning the Risk rating of PD and LGD to the Borrower, and detailed risk rating rationale write-up

  • Assigning the ‘Probability to Default’ and ‘Loan Given Default’ ratings to the Borrower 

  • Strong focus on Credit Appraisal and financial analysis


  • Minimum 4 years of relevant experience in Credit Appraisal, Credit Rating and Financial Statement Analysis.

  • Post Graduate/ MBA

What is in it for you?

  • Fast track career growth

  • Market leading remuneration

  • Liaise extensively with stakeholders

Reach Us:

If you think this is the right opportunity for you, feel free to apply or forward your application with your updated resume at for further discussions.


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