Credit Risk Analytics – 2+ years – Mumbai / Gurgaon /Bangalore
Location: Mumbai, Gurgaon, Bangalore, India
Summary:
We are seeking a skilled Credit Risk Manager with expertise in credit risk modeling, counterparty credit risk, Basel regulations, and financial forecasting. The ideal candidate will have strong programming skills in SAS, Python, and SQL, along with proficiency in dashboarding tools like Tableau, QlikView, PowerBI, and SAS Visual Analytics. This role offers an opportunity to work with a leading financial institution, contributing to the enhancement of credit risk management frameworks and regulatory compliance.
Your Future Employer:
Our client is a prominent financial institution renowned for its innovative approach to risk management and commitment to excellence in financial services. They offer a dynamic work environment with opportunities for career growth and professional development.
Responsibilities:
- Develop and implement credit risk models including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD).
- Monitor and analyze credit portfolios to assess risk levels and ensure compliance with regulatory requirements (Basel II/III, CCAR/DFAST).
- Conduct stress testing and scenario analysis to evaluate portfolio resilience under adverse economic conditions.
- Collaborate with stakeholders to enhance credit acquisition strategies and optimize collection and recovery processes.
- Prepare detailed reports and presentations for senior management and regulatory bodies.
Requirements:
- Bachelor’s degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field; Master’s degree preferred.
- Proven experience (2+ years) in credit risk management within a financial institution or consulting firm.
- Strong programming skills in SAS, Python, and SQL for data manipulation and analysis.
- Experience with dashboarding and visualization tools such as Tableau, QlikView, PowerBI, and SAS Visual Analytics.
- In-depth knowledge of Basel regulations, AIRB models, IFRS9/CECL standards, and stress testing methodologies.
What Is In It For You:
- Competitive compensation package commensurate with experience and qualifications.
- Opportunity to work with a dynamic and collaborative team in a leading financial institution.
- Chance to make a significant impact by contributing to the enhancement of credit risk management frameworks and regulatory compliance.
- Career growth and advancement opportunities within a prestigious organization committed to professional development.
Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV at radhika.agrawal@crescendogroup.in for a confidential discussion on the role.
Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging, memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Note: We receive a lot of applications daily, so it becomes difficult to get back to each candidate. Please assume that your profile has not been shortlisted if you don't hear back from us within 1 week. Your patience is highly appreciated.
Keywords: Credit risk, counterparty credit risk , PD, LGD, EAD, Basel, AIRB Models, CCAR/DFAST, IFRS9/CECL, Loss Forecasting, Stress Testing, Credit Acquisition models, Behavior models, Collections models, Recovery models, Regulatory Capital and Economic Capital Models, SAS, Python, SQL, Tableau, QlikView, PowerBI, SAS Visual Analytics, Crescendo, Crescendo Global, Mumbai, Gurgaon, Bangalore