Senior Research Analyst - Deposit Operations - 5+ years - Pune /Chennai/Bengaluru/Gurgaon

Senior Research Analyst - Deposit Operations - 5+ years - Pune /Chennai/Bengaluru/Gurgaon 

Your Future Employer - A leading global analytics and advisory firm with decades of experience in financial intelligence, risk consulting, and market research. The organization operates across multiple continents, serving top-tier banks, corporates, and government institutions. It is known for its deep domain expertise in credit assessment, data-driven insights, and policy advisory, supporting strategic decision-making across capital markets and infrastructure sectors. The firm maintains a strong presence in India and collaborates closely with international stakeholders to deliver high-impact solutions in ratings, benchmarking, and economic analysis

Key Responsibilities –

•            Review and approve daily reconciliations and certification reports prepared by analysts.

•            Oversee ACH, wire, and check-processing queues, ensuring timely posting, proper approval routing, and resolution of exceptions.

•            Manage overdraft monitoring, Regulation O reviews, and dormant account administration.

•            Supervise government reporting activities (1099-INT, 1042-S, W-8BEN, B-Notices), ensuring accuracy and timely submission.

•            Conduct quality assurance and control testing, track defects, and recommend process improvements.

•            Support AML and sanctions-screening reviews, coordinating escalations with compliance teams.

•            Prepare MIS dashboards and audit packs summarizing daily activity, exceptions, and control metrics.

•            Mentor and train junior analysts on deposit operations procedures and documentation standards.

Requirements –

• 5–8 years of experience in banking or deposit operations, with exposure to payments, reconciliations, and compliance.
• Strong knowledge of U.S. deposit-regulatory framework and audit requirements.
• Hands-on experience in payment systems and reconciliation platforms.
• Proven ability to review, validate, and manage high-volume operational workloads.
• Excellent communication, problem-solving, and stakeholder-coordination skills 

Whats in it for you –

•            Domain Expertise: Build deep knowledge in deposit operations, reconciliations, government reporting, and regulatory compliance.

•            Career Advancement: Gain exposure to leadership responsibilities, audit preparation, and cross-functional collaboration—opening pathways into risk, compliance, or operations management.

•            Impactful Contribution: Play a pivotal role in ensuring accuracy, timeliness, and compliance across critical banking processes.

•            Continuous Learning: Stay ahead with evolving regulations (AML, sanctions, Reg O, tax reporting) and process-improvement initiatives.

•            Leadership Development: Mentor junior analysts, strengthen team capabilities, and enhance your supervisory and coaching skills.

•            Visibility & Recognition: Work closely with compliance, audit, and senior management, positioning yourself as a trusted subject-matter expert. 

Reach us - If you think this role aligns with your career aspirations, kindly email your updated CV to radhika.malhotra@crescendogroup.in for a confidential discussion about the role.

Disclaimer - Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate based on race, religion, colour, origin, gender, sexual orientation, age, marital status, veteran status or disability status.

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Keywords - Deposit Operations, Reconciliations, Certification Reports, ACH Processing, Wire Transfers, Check Processing, Exception Resolution, Overdraft Monitoring, Regulation O, Dormant Accounts, Government Reporting, 1099-INT, 1042-S, W-8BEN, B-Notices, Quality Assurance, Control Testing, Process Improvement, AML Reviews, Sanctions Screening, Compliance Coordination, MIS Dashboards