Property Underwriter – Corporate & Retail Commercial Lines | General Insurance | 3-5 Years - Ahmedabad
An excellent career opportunity for experienced underwriters to join a leading general insurance company. The roles focus on underwriting and managing property insurance risks for both corporate clients (large factories, warehouses, hospitals, hotels, etc.) and retail commercial customers (shops, SMEs, offices, godowns, housing societies) under Fire, IAR, Burglary, and Engineering insurance portfolios.
Location: Ahmedabad
Future Employer: A reputed and fast-growing general insurance company
Key Responsibilities:
Underwriting and reviewing new and renewal proposals for Fire, IAR, Burglary, and Engineering policies across both corporate and retail segments.
Assessing risks based on occupancy, construction, location, exposure, claims history, and fire safety measures.
Recommending premiums, deductibles, coverage conditions, warranties, and exclusions as per risk profile.
Coordinating with brokers, agents, POSPs, sales teams, and reinsurers for quote issuance, policy structuring, and documentation.
Attending risk inspections and client discussions for high-value or complex properties where required.
Ensuring adherence to IRDAI regulations, underwriting manuals, reinsurance treaties, and internal audit norms.
Requirements:
3-5 years of experience in corporate or retail property underwriting in a general insurance company or underwriting agency.
Strong knowledge of Fire, IAR, Burglary, and Engineering insurance products.
Excellent risk assessment, underwriting pricing, and decision-making skills.
Hands-on experience in portfolio management and claims ratio monitoring.
Effective at client handling, broker engagement, and internal stakeholder coordination.
Familiarity with IRDAI guidelines, reinsurance processes, and insurance regulatory compliance.
What’s in it for you?
Be a part of one of India’s fastest-growing, digital-first general insurers.
Exposure to a diverse underwriting portfolio across corporate and retail commercial lines.
Fast-track growth opportunities within the underwriting and risk management function.
Flexible, transparent, and performance-driven work environment.
Reach us: If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at nandini.narula@crescendogroup.in
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Keywords: Property Underwriting, Corporate Underwriting, Retail Underwriting, Fire Insurance, IAR Insurance, Burglary Insurance, Engineering Insurance, Risk Assessment, General Insurance, Underwriting Pricing, POSP Underwriting, Reinsurance Coordination